Our mission
To help property owners and tenants understand rent-to-own and work out deals from the same set of numbers.
We built RTOCalc to make rent-to-own easier to understand.
If you’re looking into rent-to-own, as a property owner or as a tenant, RTOCalc is here to help you understand how it works and how to model a deal of your own. Enter a price, a lease term and the monthly payments. The calculator then shows how the agreement plays out year by year, for the owner and for the tenant.
The calculators are free to use, and both sides see the same figures. Use them to learn how the pieces fit together, compare a few versions, or bring clear numbers to a conversation with the other party.
Free e-book
The Bridge to Homeownership
A guide to the Progressive Rent-to-Own System — Tenant-Buyer's Edition. How to get mortgage approval in Canada and the USA.